Not Your Father’s Auto Insurance Market
How Autonomy Changes Everything Vehicle telemetry data promises underwriters the ability to better quantify risk and use real-time alerts and feedback to promote safe driving. However, Usage Based Insurance (UBI) systems are still in their infancy, typically relying on a few simple inputs such as deceleration as a proxy for safe driving while largely ignoring context. Perhaps […]
IP Ate My Car Company
[Note: this post builds on ideas introduced in two earlier posts RIP Automotive Conventional Wisdom and Vehicle Data: What’s The Big Deal? they are probably worth a read.] Apple’s market capitalization briefly exceeded $750B last year, despite falling from that high it is the world’s most valuable public company. ARM, the UK-based leader in low power processors for mobile and embedded devices, […]
Vehicle Data: What’s The Big Deal?
Since the 1980s Formula One pit crews have been using telemetry data transmitted from probes connected to the engine, chassis, brakes and driver to optimize vehicle setup, driver performance and race strategy. It is an essential contributor to winning. Similarly, telemetry for road vehicles has always been valuable. Development vehicles are heavily instrumented to help […]
RIP Automotive Conventional Wisdom
Let’s Scare the Neighbors Cars have been around since the late nineteenth century, starting as a hobby for engineering enthusiasts intent on frightening their neighbors. By 1910 there were thousands of manufacturers producing steam, electric, gas and diesel vehicles of wildly different design, quality and price. They remained toys for the wealthy until Henry Ford combined Frederick Winslow […]